Tulsa's finest legal services

Connect »
Follow Irons Legal on Twitter Join Irons Legal on Facebook RSS: Irons Legal Services Feed

Tips on Dealing With Debt Collectors

Want the collectors to stop calling you?

  • Ask for the name and address of the company. Then write a letter saying: “Do not call me anymore,” and send it certified mail. By law, it must obey your wishes. The debt doesn’t go away, but the harassment does.
  • Companies are not allowed to call before 8 in the morning or after 9 at night.
  • They must mail you a letter giving the details of your debt within five days of calling.
  • They’re not allowed to tell anybody else about your debt.
  • It’s illegal for collectors to curse at you or threaten violence.
  • No false lawsuit claims — it’s also illegal for collectors to say they’re going to sue you unless they really are.